The inability to conceive and carry a pregnancy seems to be on the rise for couples in the Western world, due to the rise in the age at which they seek to conceive and for other known and unknown reasons. But also on the rise is the number of gay couples and single women who wish to conceive, and even though they are not technically infertile, they would like insurance companies to think they are.
A new bill in the Illinois legislature, introduced in February and now standing at 25 sponsors, seeks to wholly redefine what it means to be “infertile.”
The U.S. Centers for Disease Control and Protection defines infertility as “not being able to get pregnant (conceive) after one year (or longer) of unprotected sex.” But this new law is not about that, as Illinois law already requires that Illinois insurance companies cover fertility services for couples who have attempted to conceive for a year regardless of whether those attempts are through sexual intercourse or other means, or where an individual has been diagnosed with a fertility-impacting medical condition.
Through the Illinois Family Building Act of 1991 and 1997, and a 2010 ruling by the Illinois Department of Insurance, the fertility benefit mandate applies to women who are physiologically unable to conceive and carry a pregnancy regardless of how they attempt to conceive.
The new bill in Illinois, HB 3709, actually has nothing to do with infertility. Instead, it would mandate that all health insurance plans sold in the state pay for fertility-related services for single people and same-sex couples regardless of whether, physiologically, they have any impairment in their fertility at all. (Read more from “New Bill Would Force Health Insurers to Buy Babies for Gay and Single People” HERE)
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