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States: ‘Blindsided’ by Plan to Shift Costs of ‘Uninsurables’ to Them Under ObamaCare

Photo Credit: APThousands of people with serious medical problems are in danger of losing coverage under President Obama’s health care overhaul because of cost overruns, state officials say.

At risk is the Pre-Existing Condition Insurance Plan, a transition program that’s become a lifeline for the so-called uninsurables — people with serious medical conditions who can’t get coverage elsewhere. The program helps bridge the gap for those patients until next year, when under the new law insurance companies will be required to accept people regardless of their medical problems.

In a letter this week to Health and Human Services Secretary Kathleen Sebelius, state officials said they were “blindsided” and “very disappointed” by a federal proposal they contend would shift the risk for cost overruns to states in the waning days of the program. About 100,000 people are currently covered.

“We are concerned about what will become of our high risk members’ access to this decent and affordable coverage,” wrote Michael Keough, chairman of the National Association of State Comprehensive Health Insurance Plans. States and local nonprofits administer the program in 27 states, and the federal government runs the remaining plans.

“We fear…catastrophic disruption of coverage for these vulnerable individuals,” added Keough, who runs North Carolina’s program. He warned of “large-scale enrollee terminations at this critical transition time.”

Read more from this story HERE.

South Carolina House Passes Bill Nullifying Obamacare

Photo Credit: Chip SomodevillaThe South Carolina House approved a bill Wednesday criminalizing the implementation of President Obama’s health care law in the state.

The Republican-controlled House voted 65-39 on the Freedom of Health Care Protection Act.

The act renders “null and void certain unconstitutional laws enacted by the Congress of the United States taking control over the health insurance industry and mandating that individuals purchase health insurance under threat of penalty.”

“This kind of victory occurs when the grassroots across the State come together and coalesce,” Chris Lawton, spokesman for the Greenville Tea Party, told The Greenville Post. “I could not be prouder.”

The bill declares “Obamacare” unconstitutional – despite the Supreme Court ruling last year that the Affordable Health Care Act was constitutional — and that there will be criminal penalties for enforcing the law.

Read more from this story HERE.

Obamacare Nightmare Begins: Younger Americans’ Health Insurance Premiums to Go Up a Mind-Boggling 169%!

At his press conference Tuesday, President Obama assured Americans that, “To the 85-90 percent of Americans who already have health insurance: They’re already experiencing most of the benefits of the Affordable Care Act even if they don’t know it.”

Those benefits apparently include higher premiums. According to the Wall Street Journal, insurers are warning that premiums in the individual and small-group markets could double in the next few years. Already, they are well on their way. For example, California health insurers are proposing increases for some customers of 20 percent or more: 26 percent by Blue Cross, 22 percent by Aetna, and 20 percent by Blue Shield. In Maryland, Care First, the state’s largest insurer, has proposed a 25 percent increase for next year.

Younger and healthier Americans can expect to pay even more. According to a survey by the American Action Forum, healthy young people in the individual or small-group insurance markets can look forward to rate increases averaging as much as 169 percent.

While it is always difficult to pin down the exact reason for premium increases, a large portion is traceable to the new health care law. According to a recent study by the American Society of Actuaries, Obamacare will increase health insurance claims costs by 32 percent because of increased adverse selection in the insurance pool. That is, the law’s prohibition on medical underwriting will bring more older and sicker people into the insurance pool, while higher premiums will encourage the young and healthy to forgo insurance until they get sick. (The penalty under Obamacare’s individual mandate is low enough so that it will generally be cheaper for healthy people to “pay,” rather than “play.”)

In addition, Obamacare requires all health insurance plans to provide more benefits and have lower deductibles and co-payments than they do today…

Read more from this story HERE.

Federal Case May Hold Obamacare Unconstitutional; the Coming Train Wreck if it Doesn’t

Last year, Justice Roberts upheld the constitutionality of the Affordable Care Act. In his twisted decision, Roberts determined that the Obamacare was a “tax” and could be imposed under the federal government’s taxing power since the Commerce and Necessary and Proper clauses did not provide a constitutional basis for the law.

But Robert’s activist decision to uphold Obamacare under the government’s taxing power may circle back and upend the law. An opinion piece from today’s Christian Science Monitor observed:

Article I, Section 7 of the Constitution says that tax bills – “all bills for raising revenue” – must “originate in the House of Representatives.” The framers wrote this “Origination Clause” because they recognized the potential danger in the taxing power, and they wanted to keep it as close as possible to voters. So they entrusted it to members of the House, who are elected every two years and have smaller constituencies than senators, who represent whole states and serve staggered six-year terms.

But Obamacare didn’t follow the constitutional script. Instead of originating in the lower chamber, it started in the Senate, when Majority Leader Harry Reid took an old bill the House had passed that would have given veterans tax credits to buy homes, struck out all of that bill’s language, and inserted instead the confusing web of provisions that became the Affordable Care Act.

Was this “gut and amend” ploy valid?

That question is now in front of US District Judge Beryl Howell in Washington, D.C., in a challenge to Obamacare filed on behalf of Matt Sissel, an Iowa small business owner who was decorated for service as a medic in the Iraq war.

Obamacare was passed hastily, by lawmakers who admitted they had not read the bill. The legislation was passed during the holiday season, through questionable procedural tricks. It was never popular, and a recent Kaiser Family Foundation poll found that only 36 percent of Americans currently support the law. Even the Supreme Court’s liberal wing agreed that large parts of it were unconstitutional. In part of last June’s decision, Justices Stephen Breyer and Elena Kagan joined the conservatives to hold that Congress had illegally tried to force states to expand their Medicaid rolls.

Obamacare’s Tax Hike Train Wreck

By John Kartch. The most destructive Obamacare tax increases are just around the bend.

Asked about Senator Max Baucus’s (D-Mont.) recent “train wreck” comments, President Obama today said, “A huge chunk of it [Obamacare] has already been implemented.” Unmentioned was the wave of destructive Obamacare tax increases that will begin to hit Americans during the next tax filing season and beyond…

Obamacare Surtax on Investment Income: A new, 3.8 percent surtax on investment income earned in households making at least $250,000 ($200,000 single)…

Obamacare Medicare Payroll Tax Increase: [from 1.45% to 2.35% for employees, and from 2.9% to 3.8% for self-employed, making over $250,000 ($200,000 single)]…

Obamacare Medical Device Tax: Medical device manufacturers employ 409,000 people in 12,000 plants across the country. Obamacare imposes a new 2.3 percent excise tax on gross sales – even if the company does not earn a profit in a given year. In addition to killing small business jobs and impacting research and development budgets, this will make everything from pacemakers to artificial hips more expensive.

Obamacare Flexible Spending Account Tax: The 30 – 35 million Americans who use a pre-tax Flexible Spending Account (FSA) at work to pay for their family’s basic medical needs face a new Obamacare cap of $2,500. This will squeeze $13 billion of tax money from Americans over the next ten years. (Before Obamacare, the accounts were unlimited under federal law, though employers were allowed to set a cap.) Now, a parent looking to sock away extra money to pay for braces will find themselves quickly hitting this new cap, meaning they would have to pony up some or all of the cost with after-tax dollars. Read more from this story HERE.

President predicts ‘glitches and bumps’ in ObamaCare rollout

By Sam Baker. President Obama said Tuesday that his healthcare law is bound to hit some snags as it comes fully into effect over the next six months.

“Even if we do everything perfectly, there will still be glitches and bumps, “Obama said at a news conference.” That’s pretty much true of every government program that’s ever been set up.”

Asked about Democratic concerns that the implementation could be a “huge train wreck,” Obama said the law will be fully implemented on time.

“We’ve got a great team in place. We are pushing very hard to make sure we are hitting the deadlines and the benchmarks,” Obama said.

The president acknowledged the difficult work facing his administration as it scrambles to set up new insurance markets, known as exchanges, by October. Republican governors’ resistance to setting up exchanges in their states has made life harder, Obama said. Read more from this story HERE.
Photo Credit: AP
Health Care Law Is ‘Working Fine,’ Obama Says in Addressing Criticism

By Robert Pear. President Obama said Tuesday that his health care law was “working fine,” and he played down concerns that the law could disrupt coverage or lead to higher premiums for people who already had health insurance.

At the same time, federal officials released simplified application forms to be used by people seeking health insurance, tax credits and other government subsidies under the law, which Mr. Obama signed three years ago.

The new application forms — one for individuals is three pages long, and another for families is seven pages — are significantly shorter than a 21-page draft that the administration circulated earlier this year.

Major provisions of the law take effect next Jan. 1, when most Americans will be required to have health insurance.

The law represents one of the biggest changes in domestic policy in decades, as significant in some ways as the creation of Social Security or Medicare. But at a news conference on Tuesday, Mr. Obama suggested that most Americans would not be affected by changes taking effect next year. And some of his comments may lower public expectations. Read more from this story HERE.

‘Obamacare’ Poll Finds 42% of Americans Unaware It’s Law

By Sarah Parnass. A new poll finds that many Americans are confused about the health care overhaul legislation commonly called “Obamacare.”

The Kaiser Family Foundation released results of a non-partisan study today finding more than 40 percent did not even know the law was in place.

“Four in ten Americans (42%) are unaware that the ACA [Affordable Care Act] is still the law of the land,” the report says, “including 12 percent who believe the law has been repealed by Congress, 7 percent who believe it has been overturned by the Supreme Court and 23 percent who say they don’t know enough to say what the status of the law is.”

The survey showed public opinion on Obamacare is at its second-lowest rating in the past two years.

Less than half – 40 percent – of adults viewed the ACA favorably, whereas 35 percent said they viewed it unfavorably. Another 24 percent said they did not know or refused to answer. Read more from this story HERE.

Why Americans Will Never Love Obamacare

photo credit: azrainmanMy college friend’s two-year-old son was born with a rare genetic disorder that severely compromises his immune system. He has been in and out of the hospital with life-threatening incidents since he was six months old, nearly dying seven times. His medical team consists of more than ten specialists, and dozens of nurses and physical therapists. My friend and her husband have health insurance, but their son’s medical costs eat up an entire salary from their two-career income. My heart aches for her; she has to endure not only her son’s terrifying illness, but also the crushing cost of keeping him healthy.

Like most Americans, I want to live in a society that takes care of people like my friend’s son; like most Americans, I would be ashamed if we collectively refused to lend a hand to people who, through no fault of their own, desperately need help. And, like most Americans, I do not support Obamacare. In fact, I despise it.

I do not suffer from cognitive dissonance. Obamacare is a despicable piece of legislation because it twists the noble desire to help those less fortunate into a duty to junk the entire United States health care system. It uses the common belief that we all should pitch in to help pay for the health expenses of a small percentage of the population as a disguise — a cover-up — for what it really is: a federal seizure of the administration and oversight of the entire health care and insurance system.

Read more from this story HERE.

Outrage: Congressional Leaders Engaged in Secret Discussions to Exempt Them, Aides, from Obamacare

Congressional leaders in both parties are engaged in high-level, confidential talks about exempting lawmakers and Capitol Hill aides from the insurance exchanges they are mandated to join as part of President Barack Obama’s health care overhaul, sources in both parties said.

The talks — which involve Senate Majority Leader Harry Reid (D-Nev.), House Speaker John Boehner (R-Ohio), the Obama administration and other top lawmakers — are extraordinarily sensitive, with both sides acutely aware of the potential for political fallout from giving carve-outs from the hugely controversial law to 535 lawmakers and thousands of their aides. Discussions have stretched out for months, sources said.

A source close to the talks says: “Everyone has to hold hands on this and jump, or nothing is going to get done.”

Yet if Capitol Hill leaders move forward with the plan, they risk being dubbed hypocrites by their political rivals and the American public. By removing themselves from a key Obamacare component, lawmakers and aides would be held to a different standard than the people who put them in office.

Democrats, in particular, would take a public hammering as the traditional boosters of Obamacare. Republicans would undoubtedly attempt to shred them over any attempt to escape coverage by it, unless Boehner and Senate Minority Leader Mitch McConnell (R-Ky.) give Democrats cover by backing it.

Read more from this story HERE.

Cantor Withdraws Obamacare Bill that Drew the Ire of Conservatives

Photo Credit: John Shinkle House Republican leadership abruptly pulled a health care bill from the floor after concerns from conservatives that it extended President Barack Obama’s health care law.

The legislation, which was championed by Majority Leader Eric Cantor, had opposition from all corners of the conservative universe.

It’s a blow to the Virginia Republican, who touted the “Helping Sick Americans Now Act” and visited the Republican Study Committee meeting Wednesday to try to move votes.

The legislation attempts to transfer money from what Republicans call a “slush fund” — it’s actually a preventative disease account — to create high-risk pools for sick Americans. The Obama administration said Tuesday the president would likely veto the bill.

“We had good conversations with our members and made a lot of solid progress,” said Erica Elliott, a spokesman for Majority Whip Kevin McCarthy (R-Calif.). “There’s still work to do and with members leaving town for the Bush Library dedication in Texas, we’ll continue the conversations after the district work period.”

Read more from this story HERE.

Cantor Pushing Obamacare Bill, but not to Repeal it as Promised

Photo Credit: John ShinkleRepublican-backed legislation meant to alter a piece of Obamacare has picked up some unlikely opponents: conservatives.

The Club for Growth, ForAmerica and the Heritage Foundation have come out against the bill, which the House is expected to take up later this week.

The critics argue that the bill would prop up a program that should be killed. The measure would move $4 billion from the Prevention and Public Health Fund, which was created under the health care law, to the Pre-Existing Condition Insurance Program, which ran out of money earlier this year.

For America President Brent Bozell said that House Majority Leader Eric Cantor, who supports the bill and pushing it behind the scenes although he is not listed as a sponsor or a cosponsor, is to blame.

“Rather than sticking to his promise to repeal the massive government takeover of healthcare that is Obamacare, which led to Republicans taking the House majority in 2010, [Cantor] is actually advocating shoring up a portion of the law that does nothing to use free market-based reforms to cut healthcare costs,” Bozell said.

Read more from this story HERE.

A Bill of Goods: Obama Administration Stages Multimillion-Dollar PR Campaign to Promote Obamacare

The federal agency charged with implementing the Affordable Care Act announced a multimillion-dollar public relations contract last week in order to convince people to join the program and keep it from collapsing, critics claimed.

Enrollment in Obamacare’s health insurance exchanges is lagging, raising concerns about the viability of the exchanges, which are the law’s primary means of delivering health insurance. The bill’s congressional architects have warned the Department of Health and Human Services (HHS) may be unable to establish a functional health insurance marketplace.

HHS announced on Friday it would pay public relations firm Weber Shandwick $8 million to promote enrollment in Obamacare’s exchanges.

Ben Domenech, a health care expert with the Heartland Institute, said problems with implementation of the law could “scare off” some health care consumers who are already confused by the government-led overhaul of the nation’s health care system.

“Obamacare’s functional defects are becoming a liability, and the train wreck is getting closer, so the administration wants to get as many people dependent on it as fast as possible when it launches, whether the exchanges and other systems are ready for them or not,” Domenech told the Washington Free Beacon.

Read more from this story HERE.

Video: Home Depot Co-founder: Obamacare Will ‘Kill Off’ Small Business, Gov't is the 'Villain'

Photo Credit: daysofthundr46

Retired Home Depot co-founder Bernie Marcus declared to Newsmax TV in an exclusive interview that “Obamacare is going to kill off small business.”

“If [employees] are thrown out of their medical plans now, where they’re covered in a good plan and thrown under the bus, they’re going to be destroyed,” Marcus said on Thursday. “If, in fact, they don’t stay as full-time employees but go to part-time employees, they’re going to be destroyed…

“People have to understand that the villain is not their employer; the villain is the U.S. government,” Marcus added. “Obamacare is the capper. That’s the bullet to the temple.”

Watch video here:

Read more from this story HERE.